The most and least expensive cars to insure for 2021

SUVs and CUVs continue to dominate the list of cheapest vehicles to insure, according to a new report, while high-end luxury and sport brand attract most aggressive drivers

Foster City, Calif.—A new report by Insure.com, “Ranking the most expensive and cheapest cars to insure for 2021,” finds the Chrysler Voyager minivan in first place this year, with the lowest national average insurance premium of $1,272 annually. The 12th annual ranking of the most and least expensive new vehicles to insure compares car insurance rates in every state for approximately 3,000 different vehicle models.

The top five least expensive new cars to insure in 2021

1. Chrysler Voyager L: $1,272
2. Honda CR-V LX: $1,285
3. Mazda CX-3 Sport: $1,294
4. Fiat 500X Trekking: $1,301
5. Honda HR-V LX: $1,322

“SUVs and CUVs continue to dominate the list of cheapest vehicles to insure,” said Penny Gusner, senior consumer analyst for Insure.com. “Every vehicle in the top 10 is in the utility category, except for the top-place Voyager. These results support the depth of the SUV trend that continues to dominate.”

Least expensive cars to insure

1	Chrysler	Voyager L	$1,272
2	Honda	CR-V LX	$1,285
3	Mazda	CX-3 Sport	$1,294
4	Fiat	500X Trekking	$1,301
5	Honda	HR-V LX	$1,322
6	Jeep	Compass Sport	$1,324
7	Mazda	CX-5 Sport	$1,328
8	Subaru	Outback 2.5I	$1,330
9	Subaru	Forester 2.5I	$1,333
10	Jeep	Wrangler JL Sport	$1,339
11	GMC	Canyon	$1,350
12	Hyundai	Tucson SE	$1,353
13	Honda	Fit LX	$1,355
14 – tie	Jeep	Renegade Sport	$1,360
14 – tie	Ford	Escape S	$1,360
16	Volkswagen	Tiguan SE	$1,364
17	Hyundai	Kona SEL Plus	$1,369
18	Ford	F-150 XL	$1,370
19	Honda	Odyssey EX	$1,371
20	Honda	Pilot EX	$1,375

High-end luxury and sports cars tend to attract more aggressive drivers, say experts, with cars marked by big engines and flashy finishes speeding to the top of the most-expensive-to-insure list. This year’s most costly to insure is led by Maserati, with the top five spots commanded by only three automakers. In a major shift, no Mercedes models made the top 10; last year, three of its vehicles were in the top 10.

This year’s five most expensive new cars to insure

• Maserati Quattroporte S GranSport: $4,823
• Maserati Ghibli S Q4 GranSport: $4,208
• Tesla Model S Performance (Plaid): $4,143
• Tesla Model X Performance (Plaid): $4,025
• BMW M760i xDrive: $3,914 

Costliest cars to insure

1	Maserati	Quattroporte S GranSport	$4,823
2	Maserati	Ghibli S Q4 GranSport	$4,208
3	Tesla	Model S Performance (Plaid)	$4,143
4	Tesla	Model X Performance (Plaid)	$4,025
5	BMW	M760i xDrive	$3,914
6	BMW	M8 XDrive	$3,907
7	Audi	R8 5.2L V10 Spyder Quattro	$3,863
8	Nissan	GT-R Nismo	$3,829
9	Maserati	Levante GTS	$3,803
10	BMW	M5 Competition Xdrive	$3,777
11	BMW	750xi	$3,748
12	Audi	S8 4.0T Quattro Plus	$3,724
13	Porsche	Panamera 4S Sport Turismo	$3,718
14 – tie	Porsche	Taycan Turbo 4S	$3,706
14 – tie	Mercedes	S560 4MATIC	$3,706
16	Mercedes	S63 AMG 4MATIC	$3,694
17	BMW	M850i XDrive	$3,648
18	BMW	Alpina B7 XDrive	$3,607
19	Infiniti	Q50 Red Sport 400	$3,484
20	BMW	840i XDrive	$3,443