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The most and least expensive cars to insure for 2021

SUVs and CUVs continue to dominate the list of cheapest vehicles to insure, according to a new report, while high-end luxury and sport brand attract most aggressive drivers

Foster City, Calif.—A new report by, “Ranking the most expensive and cheapest cars to insure for 2021,” finds the Chrysler Voyager minivan in first place this year, with the lowest national average insurance premium of $1,272 annually. The 12th annual ranking of the most and least expensive new vehicles to insure compares car insurance rates in every state for approximately 3,000 different vehicle models.

The top five least expensive new cars to insure in 2021

  1. Chrysler Voyager L: $1,272
  2. Honda CR-V LX: $1,285
  3. Mazda CX-3 Sport: $1,294
  4. Fiat 500X Trekking: $1,301
  5. Honda HR-V LX: $1,322

“SUVs and CUVs continue to dominate the list of cheapest vehicles to insure,” said Penny Gusner, senior consumer analyst for “Every vehicle in the top 10 is in the utility category, except for the top-place Voyager. These results support the depth of the SUV trend that continues to dominate.”

Least expensive cars to insure

1ChryslerVoyager L$1,272
2HondaCR-V LX$1,285
3MazdaCX-3 Sport$1,294
4Fiat500X Trekking$1,301
5HondaHR-V LX$1,322
6JeepCompass Sport$1,324
7MazdaCX-5 Sport$1,328
8SubaruOutback 2.5I$1,330
9SubaruForester 2.5I$1,333
10JeepWrangler JL Sport$1,339
12HyundaiTucson SE$1,353
13HondaFit LX$1,355
14 – tieJeepRenegade Sport$1,360
14 – tieFordEscape S$1,360
16VolkswagenTiguan SE$1,364
17HyundaiKona SEL Plus$1,369
18FordF-150 XL$1,370
19HondaOdyssey EX$1,371
20HondaPilot EX$1,375

High-end luxury and sports cars tend to attract more aggressive drivers, say experts, with cars marked by big engines and flashy finishes speeding to the top of the most-expensive-to-insure list. This year’s most costly to insure is led by Maserati, with the top five spots commanded by only three automakers. In a major shift, no Mercedes models made the top 10; last year, three of its vehicles were in the top 10.

This year’s five most expensive new cars to insure

  • Maserati Quattroporte S GranSport: $4,823
  • Maserati Ghibli S Q4 GranSport: $4,208
  • Tesla Model S Performance (Plaid): $4,143
  • Tesla Model X Performance (Plaid): $4,025
  • BMW M760i xDrive: $3,914 

Costliest cars to insure

1MaseratiQuattroporte S GranSport$4,823
2MaseratiGhibli S Q4 GranSport$4,208
3TeslaModel S Performance (Plaid)$4,143
4TeslaModel X Performance (Plaid)$4,025
5BMWM760i xDrive$3,914
6BMWM8 XDrive$3,907
7AudiR8 5.2L V10 Spyder Quattro$3,863
8NissanGT-R Nismo$3,829
9MaseratiLevante GTS$3,803
10BMWM5 Competition Xdrive$3,777
12AudiS8 4.0T Quattro Plus$3,724
13PorschePanamera 4S Sport Turismo$3,718
14 – tiePorscheTaycan Turbo 4S$3,706
14 – tieMercedesS560 4MATIC$3,706
16MercedesS63 AMG 4MATIC$3,694
17BMWM850i XDrive$3,648
18BMWAlpina B7 XDrive$3,607
19InfinitiQ50 Red Sport 400$3,484
20BMW840i XDrive$3,443

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